In short
- The claim form lets a family member or representative fill it in, with a short note explaining who they are and why.
- Children who were 16 or under get treatment and care for as long as they need it, regardless of fault.
- Time limits run from the accident date, so start early.
You can help
The claim form lets a family member or representative fill it in for someone else, with a short note explaining who they are and why. Check the form's instructions for who signs.
Everything else works the same way: the Certificate of Fitness, the police event number, the right insurer and the time limits. See the claim form, explained.
Children
Children who were 16 or under at the time of the accident can receive treatment and care for as long as they need it, regardless of fault.
Check the claim form's instructions for who signs for a child, or ask us.
Time limits still apply to a child's claim. The 28-day and 3-month dates run from the accident date, so start the claim early.
Someone in hospital, or who can't sign
If the injured person can't fill in or sign the form themselves, the claim form lets a family member or representative complete it for them, with a short note explaining who they are and why. Check the form's instructions for who signs.
Don't wait for them to recover before you start: the 28-day and 3-month dates keep running. You can lodge even if you don't have every document yet.
After a death
If someone dies in a motor crash in NSW, CTP insurance covers reasonable funeral expenses regardless of fault. The deceased person's legal personal representative (usually a close family member) can apply.
Trauma and grief support is available straight away through SIRA's CTP Assist line, 1300 656 919. See after a death.
Privacy and consent
Where the injured person can give it, get their OK before you share their details, including with us. Share only what's needed for the claim.
The insurer may ask what it needs before it talks to you about someone else's claim. See our privacy policy for how we handle what you tell us.
How we help
Tell us you're helping someone and we'll go through the claim with you, step by step. Start your claim for someone else, or for a child: start a claim for a child.

Hurt in a NSW motor accident?
Get your CTP claim ready, with help
Tell us what happened in about 4 minutes and we'll call you back. We'll work out your dates and your insurer, go through the claim form with you, help get it lodged, and stay with you while the insurer decides.
General information, not legal advice. Time limits apply. Get advice about your own situation.
Last checked:
Frequently asked questions
Keep reading
The claim form explained
Each section of the claim form, in plain English.
Read moreAfter a death
Funeral expenses, claims by dependants and support straight away.
Read moreHelp services directory
Legal advice for some questions, complaints, disputes and support.
Read morePrivacy policy
How we handle the details you share with us.
Read moreStart a claim for someone else
Tell us what happened and we'll go through the claim with you.
Read moreIndependent help
Get your claim ready with us
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- By phone and online, across NSW
- Nothing shared without your consent
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