Quick checks
Quick checks: find your next step in a minute
- About a minute each
- Anonymous
- General information only

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Four questions people ask first
Pick the one that sounds most like you. You can always try another.

Can I make a CTP claim?
Five questions about your accident, and whether a NSW CTP claim may be open to you.
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Which CTP insurer do I claim against?
Fault, the number plate and insurance: which insurer your claim likely goes to.
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Am I in time to make my CTP claim?
The 28-day, 3-month, review and damages time limits that may apply to you now.
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What help do I need with my CTP claim?
Lodging help, a doctor, allied health or legal help? Many claims never need a lawyer.
Start the checkHow these checks work
General information
Each check reflects the general rules of the NSW CTP scheme for accidents from 1 December 2017. It isn't legal or medical advice.Anonymous
Your answers stay in your browser. Nothing is sent to us unless you choose to ask for a call-back.A next step, not a decision
Only the insurer decides your claim. A check points you to a likely next step, the guide to read and who can help.
General information, not legal advice. Time limits apply. Get advice about your own situation.
Last checked:
Already claiming?
If the insurer has said no, cut something back or made an offer, or you're wondering about a lawyer.

Claim denied or cut back?
Four quick questions about the insurer's decision show your review time limit, where to get advice and when legal help makes sense. Anonymous, and general information only.
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Do I need a lawyer for my CTP claim?
Many NSW CTP claims never need a lawyer. Four quick questions about your claim, your injuries and fault show whether legal help is likely to matter for you, and what else can help.
Start the checkFrequently asked questions

Rather talk it through?
Start your claim with us
Tell us what happened in about 4 minutes and we'll call you back.
