Do I need a lawyer for a CTP claim?

Often not. Lodging and statutory benefits claims are commonly managed without one. Legal help tends to matter when a claim is disputed, there's a damages claim or an injury is serious. See do you need a lawyer?

Can I keep my own GP?

Yes. You choose your doctor. A doctor experienced with CTP claims is an option, not a requirement. See doctors and allied health.

Do you share my answers with anyone?

Your answers stay in your browser unless you ask for a call-back. Nothing goes to a lawyer, doctor or other provider unless you agree to a specific referral.

Quick check

What help do I need with my CTP claim?

Four quick questions about where your claim is up to, what you need and how you're going point you to the help that fits. Many claims never need a lawyer.

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Question 1 of 4About a minute

Where is your claim up to?

Would you rather skip the questions? Start your claim instead.

General information, not legal advice. Time limits apply. Get advice about your own situation.

Last checked: September 2026

Frequently asked questions

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Each one takes about a minute. Anonymous, and general information only.

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Can I make a CTP claim?

Five quick questions about your accident show whether a NSW CTP claim may be open to you, and the next step to take. Anonymous, and general information only.

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Which CTP insurer do I claim against?

Three quick questions about fault, the number plate and insurance point you to the insurer your claim likely goes to, and how to confirm it. Anonymous, and general information only.

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A bearded man on a phone call indoors, looking down as he listens

Am I in time to make my CTP claim?

A few quick questions show which NSW CTP time limits may apply to you now. Add your accident date if you like, to see your 28-day and 3-month dates. Anonymous, and general information only.

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Claim denied or cut back?

Four quick questions about the insurer's decision show your review time limit, where to get advice and when legal help makes sense. Anonymous, and general information only.

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A man in a jacket reading through a sheaf of papers on a sofa

Do I need a lawyer for my CTP claim?

Many NSW CTP claims never need a lawyer. Four quick questions about your claim, your injuries and fault show whether legal help is likely to matter for you, and what else can help.

Start the check